Credit Analyst
Join a commercial banking team as a Credit Analyst. Analyze financial statements, assess credit risk, and recommend credit for large business borrowers. Shape credit policy and ensure regulatory compliance.
Responsibilities
- Analyze ongoing client activity and financial statements, validate ratings, and assess credit risk management.
- Identify threats or opportunities, analyze collateral, working capital needs, and recommend credit terms.
- Write credit requests and provide recommendations on credit transactions.
- Develop credit policy documents and methodologies, and ensure familiarity with regulations.
- Provide professional support and training on credit underwriting.
- Identify business development opportunities with existing and new clients.
Requirements
- Bachelor's degree in Economics, Business Administration, or Accounting.
- Experience in credit.
- Experience in financial analysis and understanding financial statements.
Nice to have
- Courses in credit.