D
Senior Credit Analyst
On-siteFull-timeCredit AnalysisBanking
Join a professional corporate banking credit team evaluating complex financing transactions for major companies across multiple sectors. The role combines financial analysis, business judgment, and credit structuring to support important lending decisions.
Responsibilities
- Collect and analyze financial, business, and market information on companies and corporations.
- Participate in structuring complex credit transactions.
- Analyze companies, financial statements, balance sheets, credit ratings, credit validation, and borrower quality.
- Review business plans and forecasts, build cash-flow analyses, and assess repayment capacity.
- Identify risks, threats, and business opportunities and formulate credit recommendations and covenants.
- Conduct economic analyses of current and projected financial performance and evaluate scenarios.
- Work according to corporate credit policies, methodologies, and professional practices.
- Collaborate with business stakeholders on significant corporate transactions.
Requirements
- Bachelor’s degree in economics, business administration, accounting, or a related finance field.
- At least 3 years of professional experience in corporate credit analysis, underwriting, financial institutions, banks, rating agencies, debt funds, or economic, financial, or strategic consulting.
- Experience analyzing financial statements, building financial models, assessing business plans, conducting valuations, or supporting fundraising and financing processes.
- Experience working with companies and corporations, with a strong understanding of their business activities.
- Strong analytical thinking and broad business perspective.
- Professional independence, curiosity, and a high commitment to quality.
Nice to have
- Experience with significant credit transactions or portfolios.
- Courses or professional training in credit analysis.