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Data Scientist – Credit Card & Payment Products Analytics
במקום העבודהמשרה מלאהData ScienceBanking
Experienced data scientist needed to develop machine learning models and perform advanced analytics on large datasets to support credit card and payment product decisions.
תחומי אחריות
- Work with large datasets using machine learning algorithms to identify trends in credit cards, digital wallets, and advanced payment methods.
- Identify business challenges to improve decision-making around credit risk, sales volumes, churn, and activity levels.
- Develop models for customer churn, product acquisition, card usage, campaign response, consumer behavior, sales growth, personalization, and recommendations.
- Build control models for settlements with payment companies and business partners.
- Collect and integrate internal and external data sources such as transaction history, credit usage, digital channels, competitor data, and market trends.
- Structure additional databases and define information presentation for decision makers.
- Manage and monitor unit revenues and analyze income streams alongside operational expenses.
דרישות
- Relevant bachelor's degree (economics, computer science, statistics, mathematics, industrial engineering with information systems specialization).
- Completion of a Data Scientist training program from a recognized institution.
- At least 3 years of experience as a Data Scientist in a large financial organization (advantage: banks and credit card companies).
- Proven experience developing machine learning models.
- Proficiency in Python and libraries such as Pandas, NumPy, Scikit-learn.
- Experience with SQL and analysis on large databases.
- Familiarity with statistical methods, data mining, and model performance evaluation.
- Experience using AI tools.