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Head of Treasury & Payments
Sin especificarTiempo completoFinTech
Own daily cash and liquidity position, lead payments and settlements, manage reconciliation and exceptions, build processes and KPIs, and manage the Payments & Settlement team in a global fintech environment.
Responsabilidades
- Own the daily cash and liquidity position across banks, wallets, payment providers, legal entities, accounts, and currencies.
- Build and manage daily and forward-looking cash flow forecasts, including expected-versus-actual analysis.
- Manage liquidity allocation, prefunding, intercompany and inter-account transfers, credit facilities, limits, permissions, and banking relationships.
- Lead payments and settlements end to end, from funding and execution through confirmation, reconciliation, and closure.
- Oversee the cash and settlement aspects of payments, FX conversions, and hedging transactions, including failures, delays, and funding dependencies.
- Own the monitoring and control of wallet balances and money movements, including incoming and outgoing payments, fees, conversions, credits, and corrections.
- Ensure full traceability of money movements across wallet ledgers, payment providers, banks, internal systems, and financial reporting.
- Identify, investigate, and drive the resolution of missing, duplicate, incorrect, delayed, or unexplained transactions.
- Own reconciliation across wallet ledgers, banks, payment providers, internal systems, financial reporting, and the ERP.
- Build structured processes for financial exceptions, including ownership, root cause, aging, SLAs, escalation, and closure.
- Directly manage and develop the Payments & Settlement team, setting priorities, service levels, and approval controls.
- Build the KPIs, operating routines, data visibility, and automation needed to scale Treasury, Payments, and Reconciliation.
Requisitos
- 7+ years of relevant experience in Treasury, Payments, Cash Management, Settlement, Financial Operations, or Reconciliation.
- At least 2 years of direct people-management experience in a finance or payments environment.
- Hands-on experience managing liquidity, cash flow, banking operations, payments, and settlement.
- Practical experience with wallet ledgers or account-based money movement, including transaction monitoring and reconciliation.
- Experience working in a complex, multi-currency environment across multiple banks, payment providers, entities, or systems.
- Strong understanding of FX flows, prefunding, payment providers, banking operations, and financial controls.
- Strong financial and accounting understanding. CPA qualification is not required.
- Advanced Excel skills and strong experience working with BI tools.
- Strong English and the ability to investigate complex issues and drive them through to resolution.
Se valora
- Experience with cross-border payments, hedging, treasury or reconciliation automation, SQL, or building and improving Treasury Operations, Payments, or Reconciliation functions.